Section 1 - Party Identification
PENNSYLVANIA VEHICLE PURCHASE AGREEMENT
Date of Agreement: [[Date of Agreement]]
SELLER (Dealer or Private Party)
Name / Dealership Name: [[Seller Full Legal Name or Dealership Name]]
Dealer License / MV Number (if dealer): [[PA Dealer License Number - or "N/A - Private Sale"]]
Address: [[Seller Street Address]], [[Seller City]], Pennsylvania [[Seller ZIP Code]]
Phone: [[Seller Phone Number]]
Email: [[Seller Email Address]]
BUYER
Name: [[Buyer Full Legal Name]]
Address: [[Buyer Street Address]], [[Buyer City]], [[Buyer State]] [[Buyer ZIP Code]]
Phone: [[Buyer Phone Number]]
Email: [[Buyer Email Address]]
Driver's License Number / State: [[Buyer Driver's License Number]] / [[Issuing State]]
CO-BUYER (if any)
Name: [[Co-Buyer Full Legal Name - or "N/A"]]
Address: [[Co-Buyer Street Address]], [[Co-Buyer City]], [[Co-Buyer State]] [[Co-Buyer ZIP Code]]
Driver's License Number / State: [[Co-Buyer Driver's License Number]] / [[Issuing State]]
Section 2 - Vehicle Description
| Field | Details |
|---|
| Year | [[Vehicle Year]] |
| Make | [[Vehicle Make]] |
| Model | [[Vehicle Model]] |
| Trim / Body Style | [[Vehicle Trim and Body Style]] |
| Exterior Color | [[Vehicle Exterior Color]] |
| Interior Color | [[Vehicle Interior Color]] |
| VIN (17 Characters) | [[Vehicle Identification Number]] |
| Current Odometer Reading | [[Current Odometer Reading]] miles |
| Title Number | [[Existing Title Number]] |
| Title-Issuing State | [[Title-Issuing State]] |
Section 3 - Itemized Purchase Price
| Item | Amount |
|---|
| Cash Sale Price (before adjustments) | $[[Cash Sale Price]] |
| Trade-In Vehicle Allowance (credit) | - $[[Trade-In Allowance - or "0.00"]] |
| Trade-In Payoff Amount (if financed trade-in) | + $[[Trade-In Payoff Amount - or "0.00"]] |
| Subtotal (adjusted) | $[[Subtotal]] |
| Dealer Documentation / Prep Fee | $[[Doc Fee Amount - disclose as applicable]] |
| Other Fees (title, registration estimates) | $[[Other Fees]] |
| Estimated Sales / Use Tax (6% state + local) | $[[Estimated Sales Tax - verify with PennDOT/authorized agent]] |
| Total Amount Due at Signing / Delivery | $[[Total Amount Due]] |
Tax Note: Pennsylvania state sales tax is 6% on the purchase price (taxable base typically reduced by trade-in in qualifying transactions). Confirm exact tax, any local add-ons, and payment at titling with a PennDOT agent or county office. Use official calculators or forms for precision.
Section 4 - Payment and Financing Terms
Payment Method: [[Cash / Certified Funds / Financing / Other]]
If financed:
- Loan Amount: $[[Loan Amount]]
- APR: [[Annual Percentage Rate]]%
- Term: [[Loan Term in Months]] months
- Monthly Payment (est.): $[[Estimated Monthly Payment]]
Truth-in-Lending Act (TILA) Disclosures (if dealer-arranged financing): The APR, finance charge, total of payments, and payment schedule are disclosed on the separate TILA/loan documents provided at or before signing. Buyer acknowledges receipt of required disclosures.
Section 5 - Odometer Disclosure and Certification
Odometer Reading at Time of Sale: [[Odometer Reading]] miles
Date Odometer Read: [[Odometer Reading Date]]
The seller certifies under penalty of law that to the best of the seller's knowledge the odometer reading is:
- The actual mileage.
- The mileage in excess of the designed mechanical limits of the odometer (odometer rollover).
- Not the actual mileage. WARNING - ODOMETER DISCREPANCY.
Seller's explanation for discrepancy (if any): [[Explanation of Odometer Discrepancy or "None"]]
Odometer disclosure is required under federal law and is typically recorded in Section A on the reverse of the Pennsylvania certificate of title at time of transfer. Confirm current model year applicability with PennDOT.
Section 6 - Vehicle Condition, Warranty, and As-Is Status
The vehicle is sold:
[[As-Is / With Remaining Manufacturer Warranty / Certified Pre-Owned / Other - specify]]
As-Is Statement (Private Party or As-Is Sale): The vehicle is sold "AS IS" without any express or implied warranties of merchantability or fitness for a particular purpose, except as expressly stated in writing or required by law. Buyer has had the opportunity to inspect the vehicle.
If Warranty Applies: Remaining manufacturer's warranty or other coverage: [[Warranty Description - or "No additional warranty"]].
Lemon Law Notice (New Vehicles): Pennsylvania provides lemon law protections for new vehicles with substantial defects under applicable state statutes. Buyers should review eligibility and manufacturer obligations.
Section 7 - Title, Liens, and Ownership Transfer
Seller represents lawful ownership and that title is free of liens except: [[Liens - list or "None"]].
Seller will deliver the assigned Pennsylvania certificate of title (Section A on reverse completed with buyer details, odometer, price, date, and seller signature - often notarized) upon closing.
Pennsylvania Title and Registration Process (Buyer Responsibilities):
- Complete title transfer at a PennDOT authorized agent, tag service, or driver license center serving the buyer's county of residence.
- Required items typically include: assigned title with odometer disclosure, bill of sale (recommended), proof of insurance, identification, payment of sales/use tax, title fee, registration fee, and any local fees.
- Seller removes old registration plate (may transfer or return to PennDOT).
- Buyer must apply promptly; late fees may apply.
- Odometer disclosure is part of the title assignment process for covered vehicles.
Buyer acknowledges titling is required before legal operation on PA roads in most cases.
Section 8 - Delivery, Risk of Loss, and Possession
Delivery Date / Location: [[Delivery Date and Location]]
Risk of loss passes upon delivery and acceptance. Seller provides keys, fobs, manuals, and included items: [[Included Items]].
Section 9 - Representations and Additional Terms
- All known material defects have been disclosed: [[Known Defects or "None"]].
- Odometer has not been altered to seller's knowledge.
- Buyer may inspect prior to purchase.
- This Agreement is the entire agreement.
- Counterparts and electronic signatures permitted where compliant with law.
Section 10 - Default and Remedies
Remedies available under Pennsylvania law for breach, including UCC provisions for commercial sales where applicable.
Section 11 - Governing Law
Governed by the laws of the Commonwealth of Pennsylvania. Venue in courts of the county of titling or seller's location as applicable.
Section 12 - Signatures
SELLER
Signature: _______________________________ Date: [[Date]]
Printed Name: [[Seller Full Legal Name or Dealership Name]]
Title (if dealer): [[Title]]
BUYER
Signature: _______________________________ Date: [[Date]]
Printed Name: [[Buyer Full Legal Name]]
CO-BUYER (if any)
Signature: _______________________________ Date: [[Date]]
Printed Name: [[Co-Buyer Full Legal Name]]
Section 13 - Notary Acknowledgment (Recommended / Often Required for Title)
Seller signature on the title assignment is frequently notarized or witnessed by an authorized agent for PennDOT processing.
Commonwealth of Pennsylvania
County of [[County Name]]
On this [[Day]] day of [[Month]], [[Year]], before me appeared [[Seller Full Legal Name]], known or proven to be the person who executed the foregoing, and acknowledged the same.
Notary Public / Authorized Agent Signature: ___________________________
Notary Printed Name: [[Notary Full Name]]
My Commission Expires: [[Notary Commission Expiration Date]]
(Seal)
Additional Documents and Attachments
- Assigned Certificate of Title (reverse completed)
- Bill of Sale (recommended)
- Odometer statement (if separate)
Expanded Guidance and Best Practices
- Fill title assignment completely and accurately before notarization or agent visit.
- Match VIN across documents and vehicle.
- Use a separate bill of sale for additional proof and tax records.
- Confirm exact tax and fees with PennDOT agent or authorized service before closing.
- Obtain vehicle history and inspection as prudent.
- Retain copies of title assignment, bill of sale, and receipts.
- For out-of-state purchases, additional forms may be needed.
- Dealers must follow FTC Used Car Rule buyer's guide requirements.
- Verify current PennDOT procedures, fees, and forms as of June 2026.
- Electronic titling options may be available through approved channels.
Sources and Disclaimer
Based on PennDOT publications (e.g., Fact Sheet - Buying or Selling Your Vehicle), Title 75 Pa.C.S., federal odometer and TILA rules, and public references. Sales tax at 6% state level plus processing fees current as of June 2026. Procedures and exact fees can vary; confirm with PennDOT or authorized agent.
⚠️ Template example - not professional (legal/financial/medical) advice. Verify all requirements, tax calculations, and forms with PennDOT, a licensed Pennsylvania attorney, and authorized titling agents before use. Requirements change. Replace [[Merge Fields]] with actual values.
As of: June 2026
End of Pennsylvania Vehicle Purchase Agreement
