1. Parties and Authority
- Seller: [[Seller Full Name]], [[Seller Street]], [[Seller City]], GA [[Seller ZIP]], phone [[Seller Phone]], email [[Seller Email]].
- Buyer: [[Buyer Full Name]], [[Buyer Street]], [[Buyer City]], GA [[Buyer ZIP]], phone [[Buyer Phone]], email [[Buyer Email]].
- Seller confirms sole ownership and authority to sell; no co-owners or other interests except disclosed.
- If Seller is acting under power of attorney, attach copy and identify: [[POA Details or N/A]].
2. Vehicle Description and Identification
- Year: [[Year]] Make: [[Make]] Model: [[Model]] Trim/Body: [[Trim or Body Style]].
- VIN: [[VIN]].
- Color: [[Exterior Color]] / Interior: [[Interior Color]].
- Current odometer: [[Odometer Reading]] miles at signing.
- Title state and number (if known): [[Title State / Number]].
- License plate: [[Plate / State]].
- Additional features and equipment included: [[List of Included Items, Accessories, Manuals, Keys, or "Standard equipment only"]].
- Known title brands, salvage, rebuilt, flood, or lemon history: [[Brands or "None"]].
3. Purchase Price and Payment Schedule
- Cash price of vehicle: $[[Cash Price]].
- Trade-in allowance (if applicable): $[[Trade-in Allowance]] for [[Trade-in Description]].
- Subtotal: $[[Subtotal]].
- Taxes and fees (TAVT estimated, title, registration to be paid by Buyer at titling): Buyer responsible.
- Doc fee or other fees (if agreed): $[[Doc or Admin Fee]].
- Total due from Buyer: $[[Total Amount Due]].
- Payment terms: [[Full payment at signing / Deposit $[[Deposit]] due [[Deposit Date]], balance $[[Balance]] due [[Balance Date]] / Financing arranged separately]].
- Method: [[Cash / Check / Wire / Other]].
- Trade-in details and payoff if any: [[Trade-in Payoff Lender or "N/A"]].
4. Financing Disclosures (TILA if applicable)
- If Buyer is financing through Seller or a third party introduced here, the following disclosures apply (Truth in Lending Act):
- Amount financed: $[[Amount Financed]].
- Finance charge: $[[Finance Charge]].
- Annual percentage rate (APR): [[APR]]%.
- Total of payments: $[[Total of Payments]].
- Number of payments: [[Number]] of [[Monthly / Bi-weekly]] payments of $[[Payment Amount]] beginning [[First Payment Date]].
- Buyer acknowledges receipt of these disclosures prior to signing if credit is extended.
- Separate retail installment contract may be executed; this Agreement remains the purchase terms.
5. Odometer Disclosure
- Seller discloses the odometer reading of [[Odometer Reading]] miles and certifies (check applicable):
- Not actual mileage (discrepancy).
- Exceeds mechanical limits.
- Vehicle is exempt (20+ model years or other): [[Exempt status or N/A]].
- Buyer acknowledges the disclosure and has read the separate or integrated odometer statement.
6. Condition, Inspection, and As-Is Warranty Disclaimer
- The vehicle is sold "AS IS" and "WITH ALL FAULTS" unless a separate written warranty is provided by Seller (dealer sales may differ).
- Seller discloses all known defects, damage, needed repairs, and prior accidents: [[Detailed Known Issues or "Seller represents no known material defects beyond ordinary wear"]].
- Buyer has inspected or had opportunity to inspect: [[Inspection Performed By / Date or "Buyer inspected and accepts"]].
- No guarantees regarding future mechanical condition, emissions compliance, or fitness for any purpose.
- Any manufacturer warranty remaining transfers with the vehicle per terms; Seller assigns rights where permitted.
7. Title, Liens, and Transfer Warranties
- Seller warrants good and marketable title, free of liens except: [[Lien Details or "None"]].
- Seller will deliver clear title or lien release documents at closing or as agreed.
- Buyer will pay all TAVT, title fees, registration, and any applicable local taxes at the county tag office.
- Georgia TAVT is a one-time ad valorem tax paid by the purchaser upon titling; casual sales do not incur traditional sales tax.
- Buyer must apply for title within applicable time limits (typically 7 business days for casual sales).
8. Delivery, Risk of Loss, and Possession
- Delivery of vehicle and documents: [[Delivery Date]] at [[Location]].
- Seller to provide: signed title (or reassignment), keys (number: [[Number of Keys]]), this Agreement, maintenance records [[Records List or "None"]].
- Risk of loss, damage, or destruction passes to Buyer upon delivery and payment.
- Seller retains no security interest unless a separate security agreement is executed.
9. Representations of Seller
- All information about the vehicle, odometer, title status, and history is accurate to Seller's knowledge.
- The vehicle has not been used as a taxi, police, or rental vehicle unless disclosed: [[Usage Disclosure]].
- No flood, fire, or other major damage except disclosed.
- Seller has not tampered with odometer or emissions systems.
10. Buyer Acknowledgments and Obligations
- Buyer accepts vehicle as-is after opportunity for inspection.
- Buyer will obtain Georgia minimum auto liability insurance immediately.
- Buyer is responsible for all post-delivery compliance, repairs, and titling.
- Buyer has read and understands all disclosures including odometer and as-is terms.
11. Default and Remedies
- If Buyer fails to pay as agreed, Seller may retain deposit as liquidated damages and pursue other remedies.
- If Seller fails to deliver clear title or vehicle as described, Buyer may rescind and recover payments.
- No waiver of rights by acceptance of late performance.
12. Dispute Resolution and Governing Law
- This Agreement is governed by the laws of the State of Georgia.
- Any disputes shall be resolved in the courts of [[County]], Georgia.
- The prevailing party in any enforcement action is entitled to reasonable attorneys' fees and costs.
13. Miscellaneous
- Entire agreement: This document + any attached exhibits or separate odometer statement constitutes the full agreement.
- Amendments in writing only, signed by both parties.
- Severability: invalid provisions do not affect the rest.
- Counterparts and electronic signatures permitted.
- Time is of the essence for payment and delivery dates.
14. Signatures and Acknowledgment
Seller: [[Seller Full Name]]
Signature: ________________________________________ Date: [[Date]]
Buyer: [[Buyer Full Name]]
Signature: ________________________________________ Date: [[Date]]
Witness (recommended): [[Witness Name]]
Signature: ________________________________________ Date: [[Date]]
Notary (optional for private sale; check county requirements for acceptance):
On [[Date]], before me, the undersigned notary, personally appeared the Seller and Buyer identified above and acknowledged executing this Agreement for the purposes stated.
Notary Public: ________________________________ My commission expires: [[Date]]
(SEAL)
Exhibits (attach if used):
Exhibit A: Odometer Disclosure Statement (integrated or separate)
Exhibit B: Inspection checklist or photos
Exhibit C: Trade-in appraisal / payoff letter
> ⚠️ Template - not professional (legal/financial/medical) advice. Verify current Georgia MVD title transfer deadlines, exact TAVT calculation for the vehicle, county tag procedures, and any updates to disclosure rules as of June 2026. All [[bracketed tokens]] are user-provided values. This is a template for a private party transaction. Consult the Georgia DOR, a licensed dealer, or attorney for your situation. False statements on odometer or title documents carry federal and Georgia penalties.
Primary Sources (as of June 2026):
- Georgia DOR Motor Vehicle Division title and bill of sale procedures
- O.C.G.A. Title 40, Chapter 3 (motor vehicle titles and registration)
- 49 U.S.C. § 32705 and 49 CFR Part 580 (odometer)
- Georgia TAVT statutes and DOR guidance for casual sales
- Federal Truth in Lending Act (consumer credit disclosures when applicable)
- Use the DOR TAVT estimator tool with accurate value and buyer residency status.
- Confirm 7-business-day titling window or current requirement at the specific county tag office.
- Attach front/back copies of title, bill of sale, and odometer form when submitting.
- Both parties keep complete signed copies plus all supporting docs for tax and warranty records.
- If financing, obtain separate TILA-compliant contract and ensure consistency with this Agreement.
- For out-of-state buyers or sellers, additional export or import requirements may apply.
- Update any disclosed defects or brands immediately before signing to avoid misrepresentation claims.
